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MANAGE CASH FLOW

Cash flow challenges? We have solutions.

There are many reasons an organization can have cash needs when money is not immediately available. Lacking available cash can cause companies to miss out on new opportunities, not be able to profitably support rapid sales increases, replace aged equipment or easily support operational costs in the face of a seasonal sales cycle. Many factors can cause cash constraints.

Over $1 billion of loan capital available from over 100 lenders.

There are many ways to open up working
capital availability:

We will help you find the best solution.

LINE OF CREDIT

EQUIPMENT

SBA LOANS

PO FINANCING

FACTORING

LINE OF CREDIT

For financially sound organizations acquiring a credit line can be a great solution. A credit line is a defined amount of available cash, which can be accessed at any time, for any amount up to the defined line value. A credit line can remain in place for years. Some lines of credit may be set up to be used only for specific one-time needs or while others are set up like a revolving credit source. Credit lines can be obtained as either secured or unsecured notes, with structured repayment schedules or repayment timing which is managed at the discretion of the company. Regardless of the loan structure, a credit line provides a responsible management team a powerful and flexible fiscal tool.
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Equipment Sale Leaseback

Today your equipment provides tremendous value because of the productivity derived from it’s use. Your equipment can have significant cash value. But you still need to have the equipment to conduct business. Using a Sale Leaseback in the right circumstances can fully leverage the value of your equipment for cash while providing for continued ownership by your company. A Sale Leaseback generates cash for immediate use in areas that can provide significant returns far exceeding the cost of the loan payments.

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SBA BACKED WORKING CAPITAL

The SBA backs working capital loans under their 7(a) program. With this highly flexible loan type, businesses can access funds at low interest rates and reasonable repayment schedules. For new businesses SBA backed loans can be difficult to have approved due to the requirements for reporting past revenue. Talk with our team about how to prepare your application.

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PO + CONTRACT
FINANCING

Purchase orders and contracts can be leveraged much like invoices. Options include factoring the PO or contract, or taking a merchant cash advance on the future payables. Each option is best applied within specific business circumstances. Our team will help you understand the specifics.

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FACTORING

If your business is enjoying high sales volumes but you still find your financial condition is cash poor, factoring can be a sound solution. The factor will take ownership of your payable invoices at an agreed to factor rate. You get cash immediately upon billing your customers. No more waiting for your payments. The factor is the one who has to wait for payment, not you. Once an invoice is paid in full the factor will forward to your company the remaining balance of the invoice less the agreed to factoring fee.

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Start a conversation today.

Over $1 billion of loan capital available from over 100 lenders.

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